Baccarat Rules - Vegas Live Dealer Casino

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Baccarat is a simple game that has three types of bets:

  • Banker bet
  • Player bet
  • Tie bet (standoff)

Though the game is simple, baccarat follows strict dealing rules.

Live Baccarat is played from an eight-deck shoe. All face cards and 10s have no value. Cards less than 10 are counted at face value, Aces are worth 1. The suits of the cards don't play a role in the game. Only single digit values are valid. Any count that reaches a double digit drops the left digit. 15 is counted as 5 and 25 is also counted as 5. Each hand is consisted of no more than three cards, the baccarat rules do not allow a fourth card to be dealt under any circumstances.

To start, the players bet either on Banker, Player or Tie. Both Player and Banker pay even money, but a winning Banker bet commands a 5% commission. A Tie bet pays 8:1. The goal in baccarat is to reach a point total of 9 with your hand.

The live dealer gives two cards to both the Player hand and the Banker hand; first to the Player and then the Banker. A third card may be dealt to either or both the Player and the Bank based on the following three-card-rules. It is not necessary to learn these rules to play, they are compulsory decisions and therefore automatic.

Player's third-card-rule

If either the Player or the Bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a Natural and the hand is over. If the Player's total is less than or equal to 5 the Player's hand draws a third card.

If the Player does not draw a third card, then the bank's hand stands on 6 or more and takes a third card on a total of 5 or less. If the Player does take a third card then the Bank's third-card-rule below will determine if the bank takes a third card.

Bank's third-card-rule

  • If the Bank's total is 2 or less then bank draws a card, regardless of what the player’s third card is.
  • If the Banks total is 3 then the bank draws a third card unless the Players third card was an 8.
  • If the Banks total is 4 then the bank draws a third card unless the Players third card was a 0, 1, 8, or 9.
  • If the Banks total is 5 then the bank draws a third card if the Players third card was 4, 5, 6, or 7.
  • If the Banks total is 6 then the bank draws a third card if the Players third card was a 6 or 7.
  • If the Banks total is 7 then the bank stands.

After the dealer has followed the third card dealing rule, the hand is closest to 9 without going over is announced the winner.

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