Rules Baccarat MonteCarlo
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Rules

Eight decks of cards are used.

Cards are given point values as follows: Ace = 1, 2-9 = pip value, 10 and face cards = 0.

At the start of a new shoe, the dealer will turn over one card. This will determine how many cards the dealer will burn, according to the baccarat value, except a 10 or face card will result in 10 cards burned.

The cut card will be placed approximately one deck (52 cards) from the bottom of the shoe. When the cut card appears, the dealer will finish that hand, play one more hand, and then start a new shoe. If the cut card comes out instead of the first card, the dealer will finish that hand, and then start a new shoe.

Play begins by all players betting either on the "player", "banker", or a tie during the predefined betting time displayed in the application.

After the betting time has ended and the game has entered “no more bets” mode the bets will be sent to the server and the dealer will give two cards each to the player and the banker. The score of the hand is the right digit of the total of the cards. For example, if the two cards were an 8 and 7, then the total would be 15 and the score would be a 5. The scores will always range from 0 to 9 and it is impossible to bust.

A third card may or may not be dealt to either the player or the dealer depending on the following rules:

  1. If either the player or the banker has a total of an 8 or a 9 they both stand. This rule overrides all other rules.
  2. If the player's total is 5 or less, then the player hits, otherwise the player stands.
  3. If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the chart below to determine if the banker hits (H) or stands (S):

Baccarat Drawing Rules

Banker's Score Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H
  • The score of the player and dealer are compared; the winner is the one that is greater. Winning bets on the banker pay 19 to 20 (even money less a 5% commission), winning bets on the player pay 1 to 1, winning bets on a tie pay 8 to 1. In the event of a tie, banker and player bets will push.

Payout and Odds

The following return tables show the possible outcomes of the banker, player, and tie bets for an 8-deck game.
Banker Bet — 8 Decks


Event Pays Combinations Probability Return
Banker wins 0.95 2,292,252,566,437,888 0.458597 0.435668
Player wins -1 2,230,518,282,592,256 0.446247 -0.446247
Tie 0 475,627,426,473,216 0.095156 0
Total   4,998,398,275,503,360 1 -0.010579

Player Bet — 8 Decks

Event Pays Combinations Probability Return
Banker wins -1 2,292,252,566,437,888 0.458597 -0.458597
Player wins 1 2,230,518,282,592,256 0.446247 0.446247
Tie 0 475,627,426,473,216 0.095156 0
Total   4,998,398,275,503,360 1 -0.012351

Tie Bet — 8 Decks

Event Pays Combinations Probability Return
Banker wins -1 2,292,252,566,437,888 0.458597 -0.458597
Player wins -1 2,230,518,282,592,256 0.446247 -0.446247
Tie 8 475,627,426,473,216 0.095156 0.761248
Total   4,998,398,275,503,360 1 -0.143596

Pair Bets — 8 Decks

Event Pays Combinations Probability Return
Pair 11 6448 0.074699 0.821687
No pair -1 79872 0.925301 -0.925301
Total   86320 1 -0.103614

Player Bonus

Event Pays Combinations Probability Return
Win by 9 30 18,409,431,764,992 0.003683 0.110492
Win by 8 10 34,097,645,543,424 0.006822 0.068217
Win by 7 6 89,590,261,473,280 0.017924 0.107543
Win by 6 4 141,238,897,317,888 0.028257 0.113027
Win by 5 2 166,169,165,987,840 0.033244 0.066489
Win by 4 1 186,780,352,174,080 0.037368 0.037368
Natural win 1 812,685,054,124,032 0.162589 0.162589
Natural tie 0 89,325,908,267,520 0.017871 0
Loss -1 3,460,101,558,850,300 0.692242 -0.692242
Totals 4,998,398,275,503,350 1 -0.026517

Banker Bonus

Event Pays Combinations Probability Return
Win by 9 30 15,390,342,909,952 0.003079 0.092372
Win by 8 10 28,305,092,784,128 0.005663 0.056628
Win by 7 6 79,517,099,278,336 0.015909 0.095451
Win by 6 4 119,200,072,366,080 0.023848 0.095391
Win by 5 2 157,275,882,332,160 0.031465 0.062931
Win by 4 1 201,147,167,287,296 0.040242 0.040242
Natural win 1 812,685,054,124,032 0.162589 0.162589
Natural tie 0 89,325,908,267,520 0.017871 0
Loss -1 3,495,551,656,153,850 0.699334 -0.699334
Totals 4,998,398,275,503,350 1 -0.093731

Big and Small

The Small bet, pays 3 to 2 if the total Player and Banker cards equals four.
The Big bet pays if the total Player and Banker cards equals five or six and pays 0.54 to 1.
Either Pair
The Either Pair bet pays if the first two cards of the Player or Banker form a pair. A win pays 5 to 1. 
Perfect Pair
The Perfect Pair pays if the first two cards of the Player or Banker form a suited pair. A win pays 25 to 1.


Main UI functions:

Game Info – includes the following information:
TableID which indicated the physical number of the table in the casino.
Dealer name indicates the name of the dealer currently playing the table, dealers will change their name upon rotation.
Transaction ID – this is the unique round ID and in case of any questions or dispute it is required to indicate the round ID.
Game Stats – shows the percentage deviation of results between Banker, Player and TIE.
*based on the last shoe of decks from last shuffle.
Chat – allow players to write text message to the dealer and chat with other fellow players.
Limits – the limits table give the player indication about the minimum and maximum be values allowed on each of the playing board betting spots.


Full Screen – 
by clicking this button (or on the center of the video screen), player can choose if to enter full screen mode (F11), additional click on the same button or on Esc button will revert the game to regular screen mode.
Sounds on / off – give players the option to mute / unmute the UI sound and live video audio sound.
Game History – clicking this feature will open a web page on top of the game UI which will display the player the latest rounds results as well as the player betting history.
Tip – players are able to reward favorable dealer by giving them a tip based on the player consideration, the Tip amount given to the dealer shall be debuted from the Player balance directly and is not related in any way to the game flow or to the game rules.
The Big Roads, Bead Roads and the Trends - are used in order to allow the player to keep the track on the latest round results, in a way that may try to predicate the outcome of the next round, the outcome of each round is fully randomly and the purpose of the roads and trends is to basically keep track on the previous rounds outcome, the roads and trends hold the latest rounds information from the moment the show has been replaced
Repeat- clicking this button will repeat the last Bet made by the user.
Undo – clicking this button will cancel the last Bet placed by the user.
Remove – clicking this button will remove all bets placed by the user.

 

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